The IMF Charter outlines its form and function thusly. The IMF gives funds in exchange for a different kind of currency or asset. The result of IMF interaction with the world economies has been that over half of the nations who have benefited from IMF loans have experienced an overall and lasting improvement in their national economies. Many critics of the IMF use this statistic to demonstrate the failures of the IMF. 5 pgs. Bibliography lists 6 sources.