This paper is about the creation of the universe, and more particularly about the earth and its early development. To date, no conclusive answer has been drawn about the events of 10-20 billion years ago when the universe came into existence. The whole idea of the 'big bang' is still a matter of debate for scholars, and this paper will attempt to do no more than touch on some of the commonly held ideas about the origins of the universe and the earth. The paper will discuss a few of the events that followed the creation of the universe and the earth, and to explain events as they are currently understood. The format of the paper will be as follows: first, it will discuss the formation of the universe; second, the earth in some detail, looking at the creation of the oceans and the atmosphere; third, it will conclude with an overview of the topic at hand. 10 pgs. 31 f/c. 5b.